💸 3 Career Moves That Helped Me Build Financial Security as an NP

💸 3 Career Moves That Helped Me Build Financial Security as an NP

BTW, if you're ready to stop living in survival mode and start building a life that actually feels good, grab my free Financial Health Self-Audit Guide here.

As a nurse practitioner who was beyond tired of feeling like I was just surviving shift to shift, I made three decisions in my career that I’ll never regret. These weren’t overnight changes—but they were powerful. And they gave me something most women in healthcare don’t even realize is available to them: real financial security.

Here’s exactly what I did:

1. I Stopped Living Above My Means

Sounds simple. But as a high-earning healthcare professional, it’s easy to fall into the trap of spending everything you make—especially when your job is exhausting and you feel like you “deserve” a reward.

The truth? You can’t out-earn poor money habits.
When I started living even slightly below my means, I created real freedom:

• Freedom to take a lower-paying job that aligned with my values

• Freedom to use my PTO for rest instead of cashing it out

• Freedom to actually enjoy my money, not just stress about it

This wasn’t about restriction. It was about breathing room.

2. I Started Budgeting for Joy, Not Just Bills

I used to think budgeting meant depriving myself of fun and spontaneity. But when you only budget for your fixed expenses, the rest of your spending becomes reactive—panic-purchases, emotional takeout orders, retail therapy on your post-night-shift day off.

Now? I budget on purpose for:

• Rest

• Joy

• Therapy

• Takeout

And guess what? It costs less when it’s intentional.
This change alone made my money feel like a tool instead of a trap.

In my $27 course, Nurse Money Makeover, we go deeper into this exact process. You’ll learn how to shift from time scarcity to time sovereignty, even with a nurse schedule.

3. I Realized Money Isn’t Just Math

Most of my spending didn’t come from ignorance—it came from:

• Stress

• Guilt

• Survival mode

Once I recognized that, everything shifted. Some of what we call “financial problems” are really emotional patterns playing out through money.

That’s why I created a simple, 10-minute check-in designed specifically for women in healthcare. Because money stress hits differently when you’re juggling overtime, student loans, and exhaustion from patient care.

Your shifts are hard enough.

Let’s make your money easy.

Reading this is one thing, living it is another. If you're ready for that shift, apply for a 2-week coaching intensive and let’s get your life back—on your terms, without the burnout.